A simple, private budget tracker for New Zealanders. Import your transactions, categorise spending, and finally understand your finances.
Income
$8,240
Expenses
$6,180
Saved
$2,060
Spending
Budgets
What's included
Dashboard with income, expenses, and net savings. Visual breakdowns and month-over-month trends at a glance.
Assign categories with one tap. Create rules to auto-categorise recurring merchants so you never do it twice.
Set monthly budgets per category. See real-time progress and know exactly where you're heading.
Share a budget with your partner or flatmates. Combined household view with shared spending insights.
How it works
Upload a CSV export from your bank app to import your transactions.
Assign spending categories to transactions. Set rules to auto-categorise recurring merchants.
See monthly summaries, trends over time, and budget progress — all in one place.
All financial data is AES-256 encrypted and never sold.
Finoa is currently invite-only. If you've been invited, sign in above to get started.